Hello, I'm Troy Hale

I'm a CERTIFIED FINANCIAL PLANNER (CFP® ) professional, CIM®, and RRC® based in Medicine Hat, Alberta. 

For over two decades, I've worked with Alberta families to bring clarity to complex financial decisions--especially around retirement, taxes, and long-term planning.

Most financial advice is either overly complex or overly simplistic. I focus on what actually moves the needle.

This site isn't about products or pitches. It's where I share how I think:

• What actually matters in financial planning

• The mistakes people make (even wealthy ones)

• How to simplify decisions that feel overwhelming

Outside of finance, I'm focused on longevity, running, and optimizing performance--physically and mentally.

I'm also deeply involved in the inclusion community, advocating for individuals with intellectual disabilities and their families.

Take what's useful.